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ABOUT US

 Makes Banking Super Simple, Promoting a clear understanding of your financial options and choices

OVERVIEW

SuperBankRatings provides essential tools and services to elevate the banking industry’s performance, transparency, governance, and compliance standards. Through these efforts, SuperBankRatings plays a vital role in strengthening Cambodia’s financial services sector and driving better outcomes for all stakeholders. By delivering comprehensive, independent, and unbiased assessments of financial products and key features, SuperBankRatings achieves its core objective of driving better outcomes for customers and users.

What distinguishes SuperBankRatings from its competitors is its independence and willingness to take public stances on the quality and performance of market participants, along with an outspoken view on industry initiatives and regulations.

OUR VALUES

SuperBankRatings values define who we are, shaping our vision as a business and guiding how we collaborate with clients and colleagues. We are deeply committed to responsible action, upholding the integrity of the financial services industry, and adhering to the highest standards of professionalism and ethical conduct.

We are committed to sustainable practices, considering long-term environmental and social impacts in our ratings and operations.

Our ratings are based on impartial analysis, ensuring neutrality and fairness in all our assessments.

We uphold the highest standards of professionalism and integrity, maintaining trust through ethical conduct and reliability.

We strive for excellence by fostering innovative approaches to ratings methodologies and client services.

We take full responsibility for our actions and decisions, embracing accountability in all aspects of our work.

We build and maintain trust with our stakeholders through transparency, disclosure, and consistent delivery of high-quality assessments and ratings.

We rigorously adhere to all relevant laws, regulations, and industry standards, ensuring strict compliance in our operations.

We foster a collaborative environment, both internally and with our clients, to achieve the best possible outcomes.

We maintain a strong client focus while actively engaging with and supporting our communities through various initiatives.

SUCCESSFUL TIME TESTED RATINGS

Australia – Superannuation Ratings

Pre-Superannuation Ratings
The Australian superannuation (currently a usd$2.7 trillion) industry was already established but … Very little media coverage of superannuation, publicly available information and analysis, comparators, performance tables or superannuation fund reporting. Limited sources for superannuation fund comparisons which made it a challenging decision-making process for employers and consumers.
Introduction of Superannuation Ratings
Superannuation Ratings introduced a new level of transparency, independent research and benchmarking to the Australian superannuation sector, enhancing competition and focusing on fund performance, fees, and member value. This provided a valuable tool for evaluating superannuation funds, benefiting organisations and over 24+ million members seeking to understand the strengths and weaknesses of different superannuation funds.
Post-Superannuation Ratings Impact
Superannuation Ratings have grown to be recognised as a leading research, consulting and ratings benchmark in the superannuation industry. Today it continues to deliver in accordance with industry charter and regulations, encouraging and pursuing greater transparency within the superannuation industry, increasing emphasis on competition and overall financial well-being of fund members.
Pre 2002
2002
2002-Present

Hong Kong – MPF Pension Ratings

Pre-MPF Pension Ratings
The Hong Kong Mandatory Pension Fund (MPF) currently a HKD$1.3 trillion industry was already established but … Very limited transparency, almost no competition, lack focus on performance, few tools for evaluation, basic retirement protection for Hong Kong’s workforce, limited fund choices, higher fees, limited member engagement and simple paper-based administration.
Introduction of MPF Pension Ratings
Introduction of MPF Pension Ratings in 2010 brought increased transparency, healthy competition and accountability, accessibility to a more structured evaluation of pension schemes and resulted in regulatory adjustments and new compliance policies. MPF Pension Ratings quickly established itself as the market leader in supporting the maximisation of Hong Kong’s retirement savings. Pioneered the benchmarking for evaluating MPF schemes with MPF Pension Ratings' Gold, Silver, and Bronze awards, which is now the industry standard in Hong Kong.
Post-MPF Pension Ratings Impact
MPF Pension Ratings continues to drive the pension market evolution resulting in increased transparency and accountability, enhanced competition, continued growth in assets (projected to reach hkd$3.9 trillion by 2040), and improved performance tracking with "value for money" framework resulting in increased diversification in investment and regulatory changes. The introduction of the eMPF platform in 2023 which is expected to reduce scheme administration fees for members, streamlined admin processes and paved the way for future reforms.
Pre 2010
2010
2010-Present

OUR TEAM

“We are experts in ratings and assessments, specialising in providing the financial services industry with comprehensive solutions.

Our services encompass ratings, research and consulting, equipping financial institutions with the essential tools and intelligence needed to build value for their customers and achieve their strategic goals.

Our expertise makes understanding and evaluating financial services easier and manageable, enabling institutions to enhance their performance and meet industry standards”

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K H Wee-Oon

Chief Executive Officer
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Wee-Oon is a multifaceted professional with a diverse background in financial services and property, spending 30 years focused on operations and commercial development, adding capital and expertise to emerging companies to drive sustainable long-term growth. His experiences across Australia, Hong Kong, Indo-China, Myanmar, Sri Lanka and Thailand provide deep insights into regional operational and cultural obligations.

Before SuperRatings, as Compliance & Integrity Manager, he helped oversee the Australian Superannuation Group’s merger with Aon Consulting in Australia, later managing Aon’s superannuation administration, accounting, and investment consulting.

In SuperRatings' early days, Wee-Oon co-established its digital presence, structuring critical superannuation information, market research, analysis, and system features for industry accessibility. He then spent 13 years as Director & Managing Partner of Amarapura Group (Hong Kong), a full-service design and development firm specialising in F&B, retail, and hotels, overseeing business development, operations, and concept creation across Southeast Asia. He also served as Project & Pre-Opening Planning Manager for the first 200-room Marriott Hotel & Spa in Sri Lanka, managing time-sensitive operations.

Wee-Oon became the Chief Commercial Officer at MPF Ratings in 2016. Before this, he played a key role in MPF Ratings' Hong Kong setup in 2010. He ensures MPF Ratings compliance with Hong Kong MPF Scheme Authority regulations and oversees the annual industry MPF Ratings Awards, managing due diligence, ratings finalisation and media engagements.

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Jean Loi

Chief Strategy Officer
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Jean Loi is a renowned tax and regulatory specialist with extensive experience in Indochina, Myanmar, and Singapore. As Managing Partner at Andersen (formerly VDB Loi), she has been instrumental in shaping the firm's presence across Cambodia, Laos, and Myanmar. Recognised as one of the region's most experienced tax specialists, Jean blends expertise with a strong commitment to economic growth.

Jean actively leads community development initiatives, focusing on training youth and women and supporting SMEs in agriculture to build sustainable businesses. Her vision is to empower Cambodia's youth, women, and SMEs by enhancing financial literacy and improving access to quality banking services. Through SuperBankRatings' Money Tree program, Jean bridges the gap between banks and rural customers by advocating for its mission to equip students and adults with essential money management skills, including earning, saving, spending, investing, avoiding scams, and retirement planning.

Jean also plays a pivotal role in Cambodia's economic development, ensuring rural communities have access to critical resources like tax structuring advice and market entry strategies. She supports local business growth and fosters equal opportunities.

Jean recognises SuperBankRatings' ratings and assessment program as a key driver in elevating bank performance, transparency, and governance. Jean champions SuperBankRatings 20+ years of successful track record, to empower banks to fulfill their duty of care, ensuring customers receive suitable financial products while fostering engagement through objective insights and user-friendly performance tools.

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Jason Clarke

Chief Financial Officer
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Jason Clarke is a business leader in the financial services sector and a specialist in retirement savings. With a strong track record of delivering innovative insights, products, and services to the pension industry, he has consistently driven better outcomes for members while building revenue and earnings in competitive markets. His strategic initiatives have generated shareholder value by developing high-quality solutions for clients.

With over 20 years in financial services, Jason led the acquisition of Australia’s leading investment research house, Lonsec, merging it with SuperRatings to form Lonsec Holdings. He authored and executed the strategy to expand Lonsec into a full-service research, data, advisory, administration, and transaction business.

Before 2011, as CEO of SuperRatings, Jason built the firm’s research capability, developed its product suite, and successfully brought it to market. He consulted for most superannuation funds and was a regular media commentator and speaker at major Australian and international conferences on retirement savings.

In 2010, Jason founded MPF Ratings, which continues to drive pension market evolution, increasing transparency, competition, and asset growth (projected to reach HKD $3.9 trillion by 2040). His work has improved performance tracking and regulatory frameworks, enhancing investment diversification.

Jason has successfully led teams in developing cutting-edge financial technology for the pension industry, including Recreo, GPen superannuation administration systems, SuperRatings SMART, and Super Blueprint, automated tools that address unmet industry needs.

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Ishmael Jappie-Giles

Senior Analyst
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Ishmael Jappie-Giles is a seasoned professional with a strong background in private markets and business strategy. Recognised for his analytical acumen and strategic vision, he has successfully navigated multiple sectors, driving growth and transformation.

Before joining SuperBankRatings, he served as Head Analyst at Global Super Solutions Pty Ltd, a private direct investment and distribution fund, where he worked with allied funds, sophisticated investors, and boutique investment banks. His expertise was instrumental in driving business expansion and strategic decision-making. His contributions at Global Super Solutions underscore his commitment to aligning market trends with client needs through informed decision-making.

Ishmael also played a pivotal role at JG Advisors, where he helped establish new businesses and advised on operational strategies. His experience includes leading transformation programs designed to enhance efficiency and profitability across various organizations.

As Executive Category Manager at the National Broadband Network (Australia), Ishmael managed complex procurement processes and negotiated strategic partnerships, demonstrating his leadership in large-scale projects.

He holds the prestigious Chartered Financial Analyst (CFA) designation from the CFA Institute, a distinction that requires passing all three levels of the CFA Program examinations and accumulating significant experience in investment analysis and portfolio management.

Ishmael’s approach emphasises strategic planning, innovation, and collaboration. His experience in advisory and executive roles highlights his versatility as a leader, capable of navigating complex analytical environments with precision and insight.

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Dylan Koch

Senior Analyst
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Dylan Koch is a seasoned finance professional with a strong background in economics and has over five years of experience in investment analysis, strategy, and trust management.

Prior to SuperBankRatings, he served as a Private Equity Analyst at Merakii House, a boutique private equity and credit house, where he conducts in-depth analyses for all potential deals. His expertise spans financial modelling, market research, and due diligence, essential skills for identifying lucrative investment opportunities.

Prior to this, Dylan was the Trust Manager at AMAL Asset Management, overseeing a diverse portfolio of non-bank securitisation warehouse and term deals. This role allowed him to develop a deep understanding of SME financing solutions, which he further refined during his tenure at Altitude Funds, a specialised private sector fixed interest fund manager. There, he provided a comprehensive suite of asset-based financing solutions, including import and receivables finance. Additionally, Dylan played a key role in the application process to become an Authorised Deposit Taking Institution (ADI), contributing to the selection of a core banking system and the development of critical banking policy materials.

As a data-driven analyst, Dylan excels at examining financial models, identifying opportunities, and applying his financial acumen to tackle complex business challenges across private equity, fixed income, SME lending, and other areas. His analytical prowess and strategic insight make him a valuable asset in the private equity sector.